Phillip Bank's Term Deposit Plus+ is a Fixed Deposit with an associated life Insurance protection that provides coverage on the Life Assured in the event of any unexpected circumstances. The Insurance coverage will assist your intended loved ones financially should anything happen to the Life Assured. With peace of mind, this will help you grow your Savings as well as provide an additional insurance benefit at no extra cost to you as the Bank will cover the insurance premium payments.

Features and Benefits of Term Deposit Plus+:

  • Attractive interest rate
  • Additional Insurance benefits up to USD20,000 on the Life Assured
  • Life Insurance coverage will be based on the Fixed Deposit Principal amount (subject to a cap of USD20,000 per life Assured) at any one point in time.
  • Pre-mature withdrawal is not allowed but the Bank will provide Overdraft Facility secured by the Fixed Deposit
  • Insurance policy will expire/lapse at the maturity date of the Fixed Deposit period. Should the Fixed Deposit be renewed at maturity date, Life Assured can opt to have a new Insurance coverage based on the renewed Fixed Deposit amount/terms (subject to a cap of USD20,000 per Life Assured)

Prerequisites to open Term Deposit Plus+:

  • Individual Resident aged 18 – 60 years of age at the time of placement of Fixed Deposit (based on the existing Withholding Tax Requirement for Resident)
  • Minimum initial deposit of USD1,000
  • Deposit placement period from 6, 9, and 12 months only


3 Easy Steps to Get Started:

1- Dial +855 23218866 for enquiries or

2- Walk into our bank at:

Monivong Branch:

#27DEF, Monivong Blvd., Sangkat Srah Chork, Khan Daun Penh, Phnom Penh, Cambodia

Telephone : +855 23 862777

Norodom Branch:

#61- 64 Norodom Blvd Corner Street 306, Sangkat Boeung Keng Kang 1, Khan Chamkarmon, Phnom Penh, Cambodia.

Telephone : +855 23 218866

Mao Tse Tung Branch:

#108AB, Mao Tse Tung Blvd, Sangkat Toul Tompung 2, Khan Chamkarmorn, Phnom Penh, Cambodia.

Telephone: +855 23 220080

Kampuchea Krom Branch:

#640, Kampuchea Krom Blvd, Phsar Depo 2, Khan Toul Kork, Phnom Penh, Cambodia.

Telephone: + 855 23 883733

Stung Meanchey Branch:

#6B - 7B,  Street Preah Monireth, Sangkat Stung Meanchey, Khan Stung Meanchey, Phnom Penh, Cambodia.

Telephone: +855 23 900464

Teuk Thla Branch:

#11A & 13A, Russian Confederation Blvd., Sangkat Teuk Thla, Khan Sen Sok, Phnom Penh, Cambodia

Telephone: +855 23 888828


3- Bring along then following documents for individual:

  • Life Assured's ID Card/Passport/Birth Certificate
  • Work Permit and/or Letter of Employment (For Foreigner only - The applicant(Life Assured) must live and work in Cambodia for a minimum of 6 months)
  • Proof of relation document between Life Assured and Beneficiary (Beneficiary MUST BE the Life Assured's spouse, son, daughter, parents)


Facts and Figures:

ActivityPhillip Term Deposit Plus+
  USD 1,000.00
 Maximum Deposit Requirement No maximum deposit requirement – However, Insurance Coverage will be capped at USD20,000 per Life Assured at any one point in time.
 Deposit Period 6 months, 9 months and 12 months
 Interest Rate Flexible
 Pre-mature Withdrawals Prohibited / Not permitted
 Medical Check-up No medical check-up required
 Life Insurance Premiums Payable Free of charge for Depositors as Phillip Bank will bear the Insurance Premium

It has been brought to our attention that the posting in the Facebook Page under "អង្គរវត្ត ខែ្មរ", dated 07-February-2015 12:53PM, titled "THIS IS CAMBODIA/ធាតុពិតនៃកម្ពុជា " featured our Group's name "PhillipCapital" on a cartoon figure. We wish to state categorically that our company and its subsidiaries are not connected with this post in anyway; and we completely disassociate ourselves with this posting.